How to Make Money Decisions in Your Business When You’re Feeling Scattered or Stuck
You’re Not Doing It Wrong
If you’ve ever stared at your bank account or sales report and felt frozen—you’re not alone. That lump-in-your-throat moment when you can’t tell if your business is working or if you’re working yourself into the ground? That’s not a failure of intelligence or strategy. It’s your nervous system saying, “I can’t process this right now.”
Learning how to make money decisions with clarity isn’t about mastering spreadsheets or reading every business book. It’s about tuning in to yourself. Because when your system is overloaded, it doesn’t matter how much logic you pile on—it won’t land until you reset. The clarity you’re looking for doesn’t live in another calculator. It lives in a pause.
So if you’re feeling stuck, scattered, or unsure what to do next—this blog is your invitation to breathe, soften, and come back to what’s true.
Why Panic Isn’t a Business Strategy
When we’re in urgency, everything feels like a good idea—or a terrible one. Our decision-making becomes reactive, like trying to choose dinner while sprinting on a treadmill. The pressure distorts the view.
And here’s the thing: urgency rarely leads to alignment. Spinning out, Googling frantically, or asking 10 friends what to do might feel productive—but it usually pulls you further from your own knowing.
Clarity doesn’t come from hustle. It comes from space. From groundedness. From a tiny pocket of stillness in which you can finally hear yourself think.
In moments of money overwhelm, what you need isn’t always more information. What you need is a clear framework—something that helps you access both your brain and your body, your intuition and your income goals.
The Three Filters That Bring Clarity
These are the filters I teach my clients to use when they’re feeling stuck about money. Use them one at a time—or all together—to bring the fog into focus.
1. Energetic Fit
Ask yourself: “Does this feel aligned—or like pressure in my chest?”
Your body always knows before your brain does. A tight throat, an anxious stomach, a sudden wave of exhaustion? That’s real data. That’s your nervous system communicating.
Saying yes to something out of panic or people-pleasing is a fast path to resentment and revenue regret. Alignment isn’t fluff. It’s feedback. Use it.
2. Margin Impact
Ask: “Will this help me keep more of what I make?”
It’s not enough for something to increase your revenue. It also has to increase—or at least protect—your profit.
If you’re about to say yes to a high-ticket client, but the project will require expensive subcontractors, new software, or late nights that drain your energy… is it really a win?
Look at your profit margin. Will this decision support it—or collapse it?
3. Time Cost
Ask: “What’s the real cost of this in time—not just money?”
Scattered energy often comes from time commitments that aren’t delivering real returns.
Before you say yes to a new offer, marketing plan, or partnership, look at the hours involved. Does the time investment make sense? Is it sustainable with your current bandwidth?
Because even profitable things can still be too expensive if they cost your peace.
From Foggy to Clear – Real Client Stories
These filters aren’t just theory. I use them every week with clients—and I’ve seen how quickly they cut through confusion.
The Matcha Calculator Moment
One client was launching a new product but felt overwhelmed by how to price it. We walked through her monthly break-even revenue formula and realized her margins were way off. After adjusting her ingredients and packaging costs, we rebuilt her price point with confidence—and created a calculator she could reuse for future products.
The ESPP Clarity Call
Another client had a lump-sum stock payout from her day job and wasn’t sure if she should use it to “fix” her business, pay down debt, or invest. We applied the energetic fit filter and realized using the money to plug temporary holes would only create long-term pressure. She chose to save it, creating a runway that supported her next bold move without burnout.
A Reset Ritual for When You Can’t Think Straight
If you’re spinning in indecision, try this:
Journal Prompt:
“If I fully trusted myself and didn’t need to prove anything to anyone, what would I choose right now?”
Let it all out. Don’t censor. Let the real answer rise up.
Then pair it with something simple to regulate your system:
Hands on heart, 3 deep breaths
A hot drink and a moment outside
A playlist that grounds you
You don’t need a full nervous system overhaul. You just need a pocket of safety where your truth can land.
Sometimes the Best Decision Is Waiting
Let me say this clearly: if you don’t know what to do yet, that doesn’t mean you’re broken.
Money decisions made from fog almost always lead to frustration. The pause is powerful. So if you're staring at a number, a bill, or a big business question and your brain goes static—that’s not failure. That’s a flag.
Give yourself space to recalibrate. Take a breath. Walk away for 10 minutes. Let clarity return to you.
Because it always does.
Want Help Making the Right Money Move?
If you're in one of those “I don’t know what to do” moments—you're not alone. And you don’t have to figure it out on your own.
Let’s talk it through. On a free Clarity Call, we’ll walk through what’s going on and map your next steps—financially, energetically, and logistically.
Your next decision doesn’t need to be perfect. It just needs to be yours.
